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Best 0% APR car financing deals: Lease a car interest-free

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With interest rates continuing to rise, 0% APR car financing deals are getting pretty hard to find. It’s much more likely that you’ll find deals between 2 and 5% which, obviously, isn’t as good a deal as previously famous 0% offers. There are a few 0.99% deals around but who even wants to pay that, right? If you’re looking to buy a new car, you want to get a great financing deal. While 0% deals may be less widespread, we’ve still found a few that are worth checking out.

Take a look below at what we’ve picked out. Many of these deals are strictly time limited and liable to end very soon. As with all incentives, they can also vary depending on what part of the U.S. you’re based in. It’s a good idea to check out the dealer website to see what’s being offered as it could be different from what’s available here. Also, remember that to take advantage of such good 0% deals, you’re very likely to need to have an excellent credit score as well as meet some predetermined income requirements. Otherwise, you may be offered a more expensive financing package. Below, we’ve broken down financing deals according to car brands so you can easily check out the manufacturer you’re most interested in, before seeing what deals are out there.

Ford

The most famous carmaker in the world, Ford probably doesn’t need an introduction. Still, if you want a little detail, it’s good to be reminded of its reputation as the second-largest U.S.-based automaker along with its popular models like the Mustang, Explorer, F-150, and many other cars. Thanks to how popular its cars are, Ford is a good option if you want cheap maintenance and parts further into the lifespan of your vehicle.

2022 Ford Explorer

Ford

The Ford Explorer is a well-established SUV from Ford having been around for over 30 years now. This particular model is available in either rear-wheel drive or all-wheel drive variants with a hybrid model also available. Its base model offers up to 300 horsepower but that can be increased to 444 horsepower depending on the model you opt for. There’s room for up to seven people with an adjustable interior that offers plenty of space and comfort for all. Whether you’re camping regularly or simply heading out for a day trip with the whole family including the dogs, there’s room here. Apple CarPlay and Android Auto compatibility is possible depending on the choices you make, while a 10-inch touchscreen gives you plenty of control.

Right now, there’s 0% APR for 48 months along with $1,000 cash back for eligible customers.

2022 Ford Mustang

The Ford Mustang on a racing track.
Ford

The Ford Mustang is one of the best cars for driving in style. The roar of the engine is like nothing else you’ve experienced before with its 5-liter engine truly offering great performance. There’s advanced handling too with the Mach 1 handling package further adding to the thrill. A max speed of 168 mph means this is quite the car for more than just regular driving. Alternatively, you can opt for the EcoBoost engine with a 2.3-liter engine that offers 330 horsepower and 350 pounds-feet of torque. Whatever you go for, this is the car to be proud of.

At the moment, there’s a 0% APR financing deal for 60 months when you buy the 2022 Ford Mustang from a participating dealership.

Hyundai

Korean automaker, Hyundai, often provides excellent value and is the world’s third-largest carmaker despite not being one of the best car brands. Being so widespread makes deals a little easier to find and parts for cars even simpler. The crossover SUV market is a big part of its business now with the Santa Fe and Tucson models. Count on there being great features that would normally cost a lot more when purchasing from other carmakers.

2023 Hyundai Santa Fe

The Hyundai Santa Fe on a road near mountains.
Hyundai

A hybrid SUV that’s been designed with family use in mind, the Hyundai Santa Fe is stylish and tough. It offers plenty of space along with the latest tech features from Hyundai. There’s up to 226 horsepower with up to 36 MPG. You gain a 1.6-liter turbocharged GDI 4-cylinder Hybrid engine with all-wheel drive, a 10-inch touchscreen, and useful extras like blind-spot collision-avoidance assist. Depending on the model you choose, you can also have a panoramic sunroof to entertain the kids. A six-speed automatic transmission ensures this is a hybrid-electric vehicle with some bite.

With 0% APR for 36 months, the Hyundai Santa Fe is a pretty good deal for a midsized yet full-featured SUV.

2023 Hyundai Tucson

The Hyundai Tucson on a white background.
Hyundai

The Hyundai Tucson is an attractive compact SUV with plenty of options to choose from. As standard, there’s 187 horsepower with a 4-cylinder engine. You also get nice extras like a 10-inch touchscreen for navigation and very comfy seats for the whole family. Parking assist options can be added while the all-wheel drive nature of the vehicle ensures it can handle many different scenarios. It even has a hands-free smart lift gate to save you effort.

The Hyundai Tucson is available at 0% APR for 36 months.

Mazda

One of the largest automakers in Japan and the 15th largest worldwide in terms of production volume, Mazda is another reliable car brand. It’s formed many alliances and partnerships with other manufacturers including Toyota, Nissan, and Ford. The MX-5 is a popular model for anyone looking for a more affordable convertible, but there are also crossover SUV options with the CX range and sedans with the Mazda range.

2023 Mazda MX-5 Miata

The Mazda MX-5 Miata at sunset.
Mazda

Want something a little more stylish and eye-catching while still reaping the benefits of a 0% deal? The Mazda MX-5 Miata is that car. It’s a highly popular convertible thanks to its excellent handling at a shrewd price. It has a 2.0-liter four-cylinder engine with 181 horsepower and 151 pound-feet of torque. A rear-wheel engine drive, it comes with either a standard six-speed manual transmission or a six-speed automatic one. Of course, this isn’t a car for transporting a lot of stuff or even people, but for a smooth and cool ride, you can’t go wrong.

Right now, there’s 0% financing for 36 months. You’ll need to have excellent credit and a high income to take advantage of the deal.

Nissan

Nissan is a fairly dependable car brand having been developing cars since the 1930s. In recent years, it has become part of the Renault-Nissan-Mitsubishi alliance, That hasn’t stopped it from being the sixth largest automaker in the world. Nissan primarily focuses on mainstream cars and trucks but is also well known for memorable sports cars like the Nissan GT-R. Since 2010, it has gradually expanded its electric car range with the Nissan Leaf being a huge success.

2023 Nissan Murano

The Nissan Murano at a side angle in a dusky scene.
Nissan

The Nissan Murano is a reliable mid-sized car. It has a well-equipped interior with an extensive suite of drive-assistance features along with a touchscreen. It’s a five-passenger SUV so it’s perfect for the typical family. It also has a roomy cabin, and comfortable seats, and its handling is generally well-regarded in reviews. For power, it has a 3.5-liter four-cylinder engine with 250 horsepower. An automatic transmission does the hard work for you.

At the moment, there’s a 0% finance deal for 36 months with $2,000 bonus cash available for current Nissan owners or those with a relevant lease.

2023 Nissan Rogue

The Nissan Rogue at a side angle near mountains.
Nissan / Nissan

Want a more stylish-looking SUV? Try the Nissan Rogue. As with the Murano, you get plenty of driver-assistance features including Nissan’s ProPilot Assist semi-autonomous highway driving system. It’s not the most powerful of SUVs around but its 201-horsepower and 1.5-liter three-cylinder engine is sufficient for daily driving. It also has a continuously variable automatic transmission.

Right now, there’s 0% financing for 36 months on the compact crossover SUV.

2023 Nissan Titan

The Nissan Titan on an impressive backdrop.
Nissan

The Nissan Titan has gone from strength to strength over the years. The rugged truck comes in extended and four-door Crew Cab configurations depending on what you need it for. New to this year’s model comes Apple CarPlay support as an optional extra. Even its seats are comfy with Zero Gravity front seats that have been co-developed with NASA. In terms of driving ability, the Nissan Titan is powerful while able to handle well and comfortably too. It has a 5.6-liter V8 engine with 400 horsepower and 413 pound-feet of torque. A nine-speed automatic transmission is included while there’s a choice of either rear or four-wheel drive. For towing, you can expect to tow up to 11,033 pounds if needed.

You’ll need an excellent credit score along with a high income to score the 0% financing deal with it available for 60 months. Existing Nissan owners can enjoy $3,000 of bonus cash too.

Editors’ Recommendations







With interest rates continuing to rise, 0% APR car financing deals are getting pretty hard to find. It’s much more likely that you’ll find deals between 2 and 5% which, obviously, isn’t as good a deal as previously famous 0% offers. There are a few 0.99% deals around but who even wants to pay that, right? If you’re looking to buy a new car, you want to get a great financing deal. While 0% deals may be less widespread, we’ve still found a few that are worth checking out.

Take a look below at what we’ve picked out. Many of these deals are strictly time limited and liable to end very soon. As with all incentives, they can also vary depending on what part of the U.S. you’re based in. It’s a good idea to check out the dealer website to see what’s being offered as it could be different from what’s available here. Also, remember that to take advantage of such good 0% deals, you’re very likely to need to have an excellent credit score as well as meet some predetermined income requirements. Otherwise, you may be offered a more expensive financing package. Below, we’ve broken down financing deals according to car brands so you can easily check out the manufacturer you’re most interested in, before seeing what deals are out there.

Ford

The most famous carmaker in the world, Ford probably doesn’t need an introduction. Still, if you want a little detail, it’s good to be reminded of its reputation as the second-largest U.S.-based automaker along with its popular models like the Mustang, Explorer, F-150, and many other cars. Thanks to how popular its cars are, Ford is a good option if you want cheap maintenance and parts further into the lifespan of your vehicle.

2022 Ford Explorer

The Ford Explorer on a driveway.
Ford

The Ford Explorer is a well-established SUV from Ford having been around for over 30 years now. This particular model is available in either rear-wheel drive or all-wheel drive variants with a hybrid model also available. Its base model offers up to 300 horsepower but that can be increased to 444 horsepower depending on the model you opt for. There’s room for up to seven people with an adjustable interior that offers plenty of space and comfort for all. Whether you’re camping regularly or simply heading out for a day trip with the whole family including the dogs, there’s room here. Apple CarPlay and Android Auto compatibility is possible depending on the choices you make, while a 10-inch touchscreen gives you plenty of control.

Right now, there’s 0% APR for 48 months along with $1,000 cash back for eligible customers.

2022 Ford Mustang

The Ford Mustang on a racing track.
Ford

The Ford Mustang is one of the best cars for driving in style. The roar of the engine is like nothing else you’ve experienced before with its 5-liter engine truly offering great performance. There’s advanced handling too with the Mach 1 handling package further adding to the thrill. A max speed of 168 mph means this is quite the car for more than just regular driving. Alternatively, you can opt for the EcoBoost engine with a 2.3-liter engine that offers 330 horsepower and 350 pounds-feet of torque. Whatever you go for, this is the car to be proud of.

At the moment, there’s a 0% APR financing deal for 60 months when you buy the 2022 Ford Mustang from a participating dealership.

Hyundai

Korean automaker, Hyundai, often provides excellent value and is the world’s third-largest carmaker despite not being one of the best car brands. Being so widespread makes deals a little easier to find and parts for cars even simpler. The crossover SUV market is a big part of its business now with the Santa Fe and Tucson models. Count on there being great features that would normally cost a lot more when purchasing from other carmakers.

2023 Hyundai Santa Fe

The Hyundai Santa Fe on a road near mountains.
Hyundai

A hybrid SUV that’s been designed with family use in mind, the Hyundai Santa Fe is stylish and tough. It offers plenty of space along with the latest tech features from Hyundai. There’s up to 226 horsepower with up to 36 MPG. You gain a 1.6-liter turbocharged GDI 4-cylinder Hybrid engine with all-wheel drive, a 10-inch touchscreen, and useful extras like blind-spot collision-avoidance assist. Depending on the model you choose, you can also have a panoramic sunroof to entertain the kids. A six-speed automatic transmission ensures this is a hybrid-electric vehicle with some bite.

With 0% APR for 36 months, the Hyundai Santa Fe is a pretty good deal for a midsized yet full-featured SUV.

2023 Hyundai Tucson

The Hyundai Tucson on a white background.
Hyundai

The Hyundai Tucson is an attractive compact SUV with plenty of options to choose from. As standard, there’s 187 horsepower with a 4-cylinder engine. You also get nice extras like a 10-inch touchscreen for navigation and very comfy seats for the whole family. Parking assist options can be added while the all-wheel drive nature of the vehicle ensures it can handle many different scenarios. It even has a hands-free smart lift gate to save you effort.

The Hyundai Tucson is available at 0% APR for 36 months.

Mazda

One of the largest automakers in Japan and the 15th largest worldwide in terms of production volume, Mazda is another reliable car brand. It’s formed many alliances and partnerships with other manufacturers including Toyota, Nissan, and Ford. The MX-5 is a popular model for anyone looking for a more affordable convertible, but there are also crossover SUV options with the CX range and sedans with the Mazda range.

2023 Mazda MX-5 Miata

The Mazda MX-5 Miata at sunset.
Mazda

Want something a little more stylish and eye-catching while still reaping the benefits of a 0% deal? The Mazda MX-5 Miata is that car. It’s a highly popular convertible thanks to its excellent handling at a shrewd price. It has a 2.0-liter four-cylinder engine with 181 horsepower and 151 pound-feet of torque. A rear-wheel engine drive, it comes with either a standard six-speed manual transmission or a six-speed automatic one. Of course, this isn’t a car for transporting a lot of stuff or even people, but for a smooth and cool ride, you can’t go wrong.

Right now, there’s 0% financing for 36 months. You’ll need to have excellent credit and a high income to take advantage of the deal.

Nissan

Nissan is a fairly dependable car brand having been developing cars since the 1930s. In recent years, it has become part of the Renault-Nissan-Mitsubishi alliance, That hasn’t stopped it from being the sixth largest automaker in the world. Nissan primarily focuses on mainstream cars and trucks but is also well known for memorable sports cars like the Nissan GT-R. Since 2010, it has gradually expanded its electric car range with the Nissan Leaf being a huge success.

2023 Nissan Murano

The Nissan Murano at a side angle in a dusky scene.
Nissan

The Nissan Murano is a reliable mid-sized car. It has a well-equipped interior with an extensive suite of drive-assistance features along with a touchscreen. It’s a five-passenger SUV so it’s perfect for the typical family. It also has a roomy cabin, and comfortable seats, and its handling is generally well-regarded in reviews. For power, it has a 3.5-liter four-cylinder engine with 250 horsepower. An automatic transmission does the hard work for you.

At the moment, there’s a 0% finance deal for 36 months with $2,000 bonus cash available for current Nissan owners or those with a relevant lease.

2023 Nissan Rogue

The Nissan Rogue at a side angle near mountains.
Nissan / Nissan

Want a more stylish-looking SUV? Try the Nissan Rogue. As with the Murano, you get plenty of driver-assistance features including Nissan’s ProPilot Assist semi-autonomous highway driving system. It’s not the most powerful of SUVs around but its 201-horsepower and 1.5-liter three-cylinder engine is sufficient for daily driving. It also has a continuously variable automatic transmission.

Right now, there’s 0% financing for 36 months on the compact crossover SUV.

2023 Nissan Titan

The Nissan Titan on an impressive backdrop.
Nissan

The Nissan Titan has gone from strength to strength over the years. The rugged truck comes in extended and four-door Crew Cab configurations depending on what you need it for. New to this year’s model comes Apple CarPlay support as an optional extra. Even its seats are comfy with Zero Gravity front seats that have been co-developed with NASA. In terms of driving ability, the Nissan Titan is powerful while able to handle well and comfortably too. It has a 5.6-liter V8 engine with 400 horsepower and 413 pound-feet of torque. A nine-speed automatic transmission is included while there’s a choice of either rear or four-wheel drive. For towing, you can expect to tow up to 11,033 pounds if needed.

You’ll need an excellent credit score along with a high income to score the 0% financing deal with it available for 60 months. Existing Nissan owners can enjoy $3,000 of bonus cash too.

Editors’ Recommendations






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