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credit cards

Apple Goes Deeper Into Finance With Buy Now, Pay Later Offering

Apple Inc. AAPL -3.86% tiptoed into finance with Apple Pay and the credit card it launched three years ago with Goldman Sachs Group Inc. Now it is going all in. The tech giant is launching a buy now, pay later offering in the U.S. later this year that will allow consumers that shop with Apple Pay to split purchases into four payments every two weeks. Apple will underwrite the loans and fund them, which…

Make cardless cash withdrawals from ATMs using UPI; No debit, credit cards needed- here’s how

You can now withdraw cash from ATMs without using the credit or debit card. Want to know how? You can do so via UPI. Know how to make cardless cash withdrawals from ATMs using UPI. How do you withdraw cash from ATMs or banks? You need a credit or debit card for the same. But what if we tell you that you can also withdraw cash without using the credit or debit card? Now customers will be able to withdraw money from bank ATMs via Unified Payment Interface (UPI).

More Subprime Borrowers Are Missing Loan Payments

Consumers with low credit scores are falling behind on payments for car loans, personal loans and credit cards, a sign that the healthiest consumer lending environment on record in the U.S. is coming to an end.The share of subprime credit cards and personal loans that are at least 60 days late is rising faster than normal, according to credit-reporting firm Equifax Inc. In March, those delinquencies rose month over month for the eighth time in a row, nearing their prepandemic levels.…

Is It Time To Switch To Cash? Study Says Covid Virus Becomes Non Viable On Banknotes

WASHINGTON : A study published in the journal PLOS ONE has revealed that the SARS-CoV-2 virus, which causes Covid -19 seems to become almost immediately non viable when it gets deposited on cash notes.  Contradicting previous understanding of reducing the use of cash notes to prevent the spread of the coronavirus, the study has shown that the virus shows greater stability on plastic money cards, with the live virus still being detected 48 hours after initial…