how to make UPI payment without smartphone

Now you do not require a smartphone or an internet connection to make UPI payments. It can be done via UPI 123PAY. Here is how. No matter what UPI payment making application (Google Pay, PhonePe, Paytm) you are using, you will require a smartphone and an internet connection to use them. But, what if we tell you that you can make UPI (Unified Payments Interface) payments without having any internet connection and even a smartphone. The National Payments…