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The Reserve Bank of India’s latest diktat to banks and card schemes like Visa and Mastercard to refrain from entering into exclusive arrangements could disrupt long-term symbiotic relationships between these two sectors.The directive is also set to disrupt the way banks undertake their credit card businesses and the commercials of those deals, according to senior bankers in the know.Elevate Your Tech Prowess with High-Value Skill CoursesOffering CollegeCourseWebsiteIndian School of BusinessISB Professional Certificate in…

(The Conversation) Credit card risk - Must Dos and Don'ts: Paying for things digitally is so common, most of us think nothing of swiping or tapping our credit card, or using mobile payments. While doing so is second nature, we may be more reluctant to provide card details over the phone. Merchants are allowed to ask us for credit card details over the phone – this is perfectly legal. But there are minimum standards they must comply with and safeguards to protect consumer data.So is giving your credit card details over…

If you've made a mistake and bought something other than one of the best apps on Google Play, you might be pondering about how to get a refund on Google Play's store. Depending on what you've bought and how long it has been since you purchased the item, there are different methods for requesting your refund. In this guide, we'll explain the best methods to get a refund from the Google Play store, no matter what you bought or when you bought it. Whether you bought a new app that doesn’t work how you imagined, a…

Digital Trends Digital products, despite their popularity, can also be discontinued. One such example is Mint, a personal finance application that has been helping users manage their money, budget, and pay bills since 2007. Unfortunately, Mint is shutting down. However, there are many other similar apps available in the market that are worth considering. Moreover, like Mint, many of these alternatives are also free. These apps are available on Android and iOS and work on devices like the Google Pixel 8 Pro and iPhone…

Digital Trends When managing personal finances, there are many tasks to remember — from budgeting and tracking expenses to saving money and investing for the future. Fortunately, technology has made it easier than ever to stay on top of your finances, and plenty of apps are available for Android and iOS users to help you manage your money effectively. This means you can use them on any of the best mobile devices on the market, including the iPhone 15 Pro and Samsung Galaxy S23 Ultra. We have compiled a comprehensive…

The widespread adoption of QR scanners for day-to-day transactions has brought a digital revolution throughout the country. The presence of QR codes, spanning from local fruit vendors to shopkeepers, and reaching even the remotest villages to metropolitan cities, has significantly altered the trajectory of mobile payments. Domestic fintech startup Paytm also offers QR codes and Soundboxes for merchants that help small merchants with innovative payment solutions for their customers. Recently, Paytm Payments Bank introduced…

Apple is set to finish its credit card partnership with Goldman Sachs, according to a Wall Street Journal report published on Tuesday. People claiming to have knowledge of the matter told the Journal that Apple’s contract with the banking giant will end “in the next roughly 12-15 months,” bringing to an end a troubled tie-up that left Goldman with greater costs than expected. Affected products include the Apple Card, Apple Savings account, and Apple Pay Later. It’s not currently clear if Apple has already arranged…

Apple and Goldman Sachs are potentially ending their partnership four years after joining forces on an Apple credit card, The Wall Street Journal reports. The companies recently extended their agreement until 2029, but Apple proposes ending the contract in the next 12 to 15 months.Although the pair launched a high-yield savings account in April of this year, it's likely that Goldman won't be too upset by a possible breakup. Last month, reports suggested the bank was aiming to get out of the consumer lending business. It…

Digital payments and fintech platform PhonePe on Monday launched a feature to pay income tax through its app. Individuals and businesses can pay self-assessment and advance tax through UPI or credit card via the application, without logging into the income tax portal, PhonePe said.The amount will be credited to the tax portal within two working days.Users can pay taxes by logging into the app and selecting the "income tax" icon. Then, they must select the type of tax to be paid, assessment year and Permanent Account…

OnlyFans Chief executive officer Ami Gan has stepped down from her position after almost 3 years of being part of the organization. Now, Keily Blair, Chief strategy and operations officer of OnlyFans will take over the CEO position. Gan tweeted “Spending nearly 3 years at OnlyFans while it echoed throughout the cultural zeitgeist, has been beyond rewarding”. TechCrunch reports, the increasing difficulty for online adult content creators to sustain their livelihoods due to shifting credit card company policies and global…