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The best ways to use Chase Ultimate Rewards points

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Let’s dig deeper into each redemption option for Chase Ultimate Rewards. The biggest value for Chase Ultimate Rewards points is direct redemption for travel through the Chase portal. If you can find cheap flights through a Chase partner, such as Expedia.com, you can book these flights using points to make the most of your rewards.

It’s also worth keeping an eye on gift card offers on the Chase Ultimate Rewards website. While typical redemption values here are one cent per point, Chase occasionally offers better point conversion rates for specific retailers.

When it comes to online shopping, you can take advantage of Chase’s Amazon partnership and redeem directly at checkout for 0.8 cents per point. While this is convenient, you’re better off converting your points to cashback or statement credit at a rate of one cent per point to pay for purchases.

Also: The best Chase business credit cards

Unique experiences — such as sporting events, concerts, dining events, and film festivals — are also a great way to spend your Chase Ultimate Rewards points. However, it’s worth doing some research online to make sure the points you’re spending are worth it.


Let’s dig deeper into each redemption option for Chase Ultimate Rewards. The biggest value for Chase Ultimate Rewards points is direct redemption for travel through the Chase portal. If you can find cheap flights through a Chase partner, such as Expedia.com, you can book these flights using points to make the most of your rewards.

It’s also worth keeping an eye on gift card offers on the Chase Ultimate Rewards website. While typical redemption values here are one cent per point, Chase occasionally offers better point conversion rates for specific retailers.

When it comes to online shopping, you can take advantage of Chase’s Amazon partnership and redeem directly at checkout for 0.8 cents per point. While this is convenient, you’re better off converting your points to cashback or statement credit at a rate of one cent per point to pay for purchases.

Also: The best Chase business credit cards

Unique experiences — such as sporting events, concerts, dining events, and film festivals — are also a great way to spend your Chase Ultimate Rewards points. However, it’s worth doing some research online to make sure the points you’re spending are worth it.

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